TM Asia Life - Life Protector Excel

This is a non-participating endowment plan with ladder sum assured that provides coverage for  Death, Total and Permanent Disability, Dread Disease, Accidental Death and Hospitalisation.
The insurance coverage will increase by 8% once every 3 years.
The policyholder will also receive a refund of 80% of total basic premium paid when the policy matures.

Eligibility	17 years -65 years
Min/Max Sum Assured	RM20,000 / No limit but subject to underwriting
Min/Max Term	6 years / 75 – Entry Age, in multiple of 3 years
Premium payable	Payable throughout the term of policy
Bonus	N/A
Plan benefits:
1. Death Benefit	In Force Sum Assured will be payable in one lump sum.
2. Accidental Death Benefit	Additional 100% of the In Force Sum Assured will be payable.
3. TPD Benefit	In Force Sum Assured will be payable in one lump sum.
4. Dread Disease Benefit	In Force Sum Assured will be payable in one lump sum.
5. Hospitalisation Benefit	RM50 per day for the confinement to a Government or Licensed Private Hospital.
6. Maturity Benefits	Refund of 80% of the total basic premium paid without interest.