I don't need life insurance because i am healthy!

When come to Life Insurance, many people will always said this " I don't need life insurance because i am healthy!"

Do you heard this before?

Why they have such idea?

Life insurance is for unhealthy people?

How you know when you will become unhealthy?

For me i am 100% not agree with them.
Do you know why?

From this sentence we will know the people who come out this is totally do not understand what is life insurance. For sure he/she do not know how important adequately insured with Life Insurance?

Life insurance is not create for unhealthy people. If it is special create for unhealthy people then all the Doctors & Nurse will be an agent for Life Insurance because many people inside hospital is waiting for the help of Life Insurance. But unfortunately, most of them are fail to apply after their application form summit to Insurance underwriting Department.

Note : Insurance underwriting is the process of choosing who and what the insurance company decides to insure. This is based on a risk assessment.

No body know when you will become unhealthy because we can not control the critical illness to fall in love to us.

Important : Life insurance is not only for you own. The most important of life insurance is, it will be the replacement income for your family,spouse, children etc when you are fail to earn money on golden opportunity (25Years until 55 Years).