TM ASIA LIFE LAUNCHES ASIA JADE - A SINGLE PREMIUM CAPITAL PROTECTED INVESTMENT–LINKED PLAN

Asia Jade is strategically designed and offers a 3.75-year capital protection investment plan with 20% Head Start Coupon and potential Maturity Bonus of 10%, issued by HSBC Bank Malaysia Bhd.

Asia Jade is a close-ended fund that offers life protection insurance and the opportunity to invest into 3 most promising stocks in China. which are ,China Mobile Ltd., China Railway Group Ltd. and China National Offshore Oil Corporation Ltd.TM Asia Life are very optimistic about this fund as it is specially selected to capitalize on the strength of China’s economy and the stimulus package offered by the China government targeting on infrastructure development.

Asia Jade fund requires a minimum investment of RM10,000. With this fund, investors will be assured of 100% capital protected returns upon maturity, which will be in 2013. The life insurance will offer financial protection of up to 125% of basic premium against death and TPD (Total and Permanent Disability).

TM Asia Life Malaysia Bhd., is the first Japanese owned life insurance company in Malaysia following the acquisition of Asia General Holdings by Tokio Marine & Nichido Fire Insurance Co., Ltd., a unit of Japan’s largest insurer, Tokio Marine Holdings, Inc.

HSBC Bank Malaysia is a wholly owned subsidiary of HSBC Holdings Plc, which is one of the largest banking and financial services organizations in the world. HSBC Bank has a credit rating of AAA/P1 by Ratings Agency Malaysia.

Review Your Life Insurance Policy

Have you reviewed your life insurance policy recently? You need to doing so annually for the following reasons:

• Your needs may have changed since you purchased the policy.
o Maybe your income has increased and you need to supplement your
current policy with another one to bring the benefit more in line
with your new income.

• You have changed jobs or careers
o You’ve lost your group coverage.

• Your health may have improved since you purchased your policy.
o If you quit using tobacco, you might be eligible for non-tobacco rates.
o If you’ve lost weight or lowered your cholesterol or blood pressure
(even with medications), you might be in an improved health class,
resulting in lower premiums.

• Your new age might make you eligible for less stringent underwriting
guidelines. At older ages, insurance underwriters expect your blood pressure
and cholesterol to be slightly higher (varies by carrier) and might bump you
up to a better health class.

If your insurance agent doesn’t contact you annually for a policy review, call him/her and tell them you want to review your current policy to see if it still meets your needs. If you need additional coverage, you can either look at adding a new policy to supplement your current one, or in some cases, replace it altogether.